Cozy, budget friendly winter getaway located in the desirable +55 community of Golden Gate MHP, a resident owned cooperative in the Heart of Tampa Bay, is move in ready. This furnished 2BR/2BA mobile (12'x33') w/expando (7'X13') offers a BRAND-NEW COMFORTMAKER AC SYSTEM (2024) and recently painted neutral interior (2023) which brightens the home. The split floorplan includes living room, eat in kitchen, bonus room and Florida (sun) room. The open kitchen features dining area, inset can lighting, rich chestnut cabinetry (including pantry), granite looking laminate countertops, updated appliances (Frigidaire microwave, Haier refrigerator, Frigidaire range, Amana dishwasher) and storage closet. The spacious living room offers updated laminate flooring, vaulted ceiling, ceiling fan and access to sunroom/front entry and guest bedroom. Numerous windows & ceiling fans provide great natural light & cross ventilation. Located down hallway from kitchen is the Primary bedroom and renovated main bath. Carpeted primary bedroom offers space saving built in features and ceiling fan. Main bath updates include shaker style vanity, medicine chest, stunning walk-in shower, commode, hardware and light fixture. Private guest bedroom (with ensuite bath) is located at opposite end of home. . . off living room. Features include ceiling fan, built in vanity w/sink & dresser. Private bath offers a stall shower and commode. Spacious carport leads to backdoor entry into bonus room (w/electric fireplace) which provides access to hallway leading to kitchen. Shed, located at end of bonus room, houses the laundry area (Amana washer/dryer, utility tub), workbench & shelving for added storage. Florida and Bonus rooms are additional living spaces not included in heated square footage. Other features include Elastomeric coated roof (2021), new ductwork (2021), strong flooring, drop down awnings, down spouting, vinyl siding & solid vinyl/block skirting. Share value of $45, 000 included in price. Pets 20 lbs or less are welcome! Monthly maintenance fee of $139 plus additional water/sewer/trash cost of ~$70 makes this very affordable living! Come join the residents of Golden Gate, an active 55+ resident-owned community offering a variety of social activities, large clubhouse, heated pool, hot tub, covered shuffleboard courts, horseshoe pits, and a bocce ball court. A well run and maintained co-operative, adjacent to Super Wal-Mart with easy access to shopping, restaurants, banks, the interstate, two airports and the gulf beaches.
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,600 | $95,600 | $95,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $652 | $635 | $820 |
Total Monthly Payment | $838 | $821 | $1,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.