Welcome to your serene retreat in the heart of Clearwater/Countryside This charming light and bright one-bedroom, one-bathroom condo in the Winding Creek community offers the perfect blend of comfort and convenience.
Step inside to find a spacious living room and large windows that fill the space with natural light. The cozy primary bedroom also features carpet flooring and multiple built-in closet for ample storage. The kitchen, equipped with modern appliances like a refrigerator, range, and dishwasher, and tons of counter space and cabinets, ideal for the gourmet chef boasts sleek vinyl flooring and a smart layout for efficient meal preparation.
Enjoy the convenience of an in-unit laundry closet, and relax on your private screened/glass enclosed Florida room , perfect for soaking up the Florida sunshine and or a bones room for guests and company. .
The Winding Creek community enhances your lifestyle with amenities such as a clubhouse, swimming pool/in ground hot tub , and tennis courts. Your monthly condo fee includes cable TV, internet, water, sewer, trash, and grounds maintenance, ensuring a hassle-free living experience.
This centrally air-conditioned and heated home includes an assigned carport space for your vehicle closet spot to the unit for convenience . Located in a non-flood zone area, this property offers additional peace of mind and is close to shopping, dining, the wold class Beach's and the airports. .
Be prepared to brace a lifestyle of comfort and convenience in this delightful condo. Make this charming space your new home and enjoy all that Winding Creek has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$139,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $754 | $744 | $944 |
Total Monthly Payment | $958 | $948 | $1,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.