One or more photo(s) has been virtually staged. Light Bright & Redesigned Vista Vale 2/2/Den model with PRIVATE POOL on Conservation and Horse Creek lot, located just 0. 4 miles from High Vista's private clubhouse and amenity center. Full-view leaded-glass double front doors with Phantom screens enter an elegant great room with vaulted ceiling, wood floors, tall baseboards, chair rail, oversized windows and an ornate mantle with faux fireplace. Tuscan pillars flank the entry to adjacent Den with floor-to-ceiling bookcases and full-view double doors to a nearly 900 SF east-facing lanai with private pool overlooking Horse Creek. Open concept family room and eat-in kitchen with wood laminate flooring share serene pool and creek views through walls of windows and full-view double doors. Kitchen with Butler pantry has recessed lighting in vaulted ceiling, granite countertops, granite & tile backsplash, solid wood cabinets, stainless-steel appliances, closet pantry with solid shelving and a large granite-topped central island with classic overhead chandelier. Crown molded tray ceiling in primary en suite bedroom. Fully renovated primary bathroom has level-entry shower with bench, quartz-topped double sink vanity with pull-out drawers, soft-close doors, dovetailed drawers, linen and walk-in closets. Guest room with nearby full bathroom has lighted closet with custom built-ins and a coat closet. Marble windowsills, plantation shutters and designer draperies throughout. Pool resurfaced 2024; Hot water heater replaced 2020; AC replaced 2018; Roof replaced 2017. Newer ceiling fans and smoke detectors. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,459 | $2,398 | $3,028 |
Total Monthly Payment | $2,816 | $2,755 | $3,385 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.