This home and neighborhood NOT affected by hurricanes Helene or Milton. Beautiful Sunrises and Sunsets await you - with water views as soon as you walk through the front door! This home is freshly updated with many “peace of mind” improvements. As soon as you step inside this 2 bedroom, 2 bath, bonus room plus 1 car garage home you’ll discover a light and bright open floor plan with sliding glass doors that look out over the lake plus updates that include a BRAND NEW AC just installed (2024), NEW Luxury Vinyl Plank Flooring (2024), Fresh NEW Paint Inside and Out (2024), NEWER updated bathrooms, NEW windows, a NEW CEMENT SEA WALL (2015) and to top it off, a NEWER ROOF (2019). The screened in porch and the opened covered patio out back are the perfect place for grilling out with friends and family or simply relaxing with a book while you enjoy the birds, wildlife and the tranquility of the water as boats pass by. This location is convenient and central too, with Publix Shopping at the corner, Schools near by and SO MANY parks just outside the back of the neighborhood providing many public amenities such as a 24 hour lighted fishing pier, a 3 mile bike trail, hiking trails, a dog park, kayak/canoe launch, marina and boat launches, a beach at Anclote River Park plus an active recreation center with baseball & soccer fields, a roller rink, an outdoor exercise circuit and lighted basketball courts. Within 5 miles in either direction, you are at the World Famous Tarpon Springs Sponge Docks or Downtown New Port Richey where quaint restaurants & shops, festivals, live music and boat parades are just some of the popular events. If you are working or traveling from St. Pete, Tampa or Clearwater, they all are only about 30 minutes away. With a waterfront home that has already had so many of the big home improvements completed and a location like this, you won’t want to delay - bring your boat, grab some sun screen and whether for year round living or a Florida get away, come make this your new home today! This home also qualifies for a special NO MONEY DOWN, 100% FINANCING Loan Program with No PMI so be sure to ask about this. Seller Motivated and Flexible. BOATS ALLOWED plus JetSkis and TONS of FISH!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,547 | $1,509 | $1,905 |
Total Monthly Payment | $1,852 | $1,814 | $2,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.