3 bedroom, 1 + 3/4 bath raised ranch in the picturesque town of Landaff nestled on 5. 8+/- acres with views could be yours to call home! A short commute to the center of town for your conveniences this home is perched on a hill to allow you to take in the scenery from most rooms throughout the house. A paved, circular driveway greets you as you arrive home. Park in the detached 2-car garage, or simply circle the home to the entrance at the back. Entering through an enclosed sunporch, this is a great opportunity to take off your boots/coats before entering the home. You'll step into a den area that will be a great space for gathering. This is open to the spacious kitchen with a center island and plenty of cabinet and counter space for any cook in the house. The dining area and living room are on the front of the house offering abundant natural light to pour in through the large windows. Primary bedroom with large closets, bonus room and full bath complete the main living level. The lower-level features 2 bedrooms, 3/4 bath, laundry room, recreation room and mechanical room. The lower level has recently seen the carpet removed, so it's a blank surface for you to decide how to make this home your own. Lower level will need some updating, but the bones are there to make it happen! This home has been lovingly cared for and offers a comfortable, practical living space with the potential for you to personalize it to suit your lifestyle. Come and enjoy the view from your new home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,800 | $316,800 | $316,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $443 | $443 | $443 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,134 | $2,081 | $2,672 |
Total Monthly Payment | $2,652 | $2,599 | $3,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.