SURVIVED HELENE and MILTON! NO FLOODING HERE! Welcome to Grand Bellagio at Baywatch, Clearwater's best kept secret! A beautiful community that sits along the Tampa Bay Coastline and a perfect community if you love boating! This FIRST FLOOR, 2 Bedroom plus den/office, 2 Bath condo comes with a 1 Car Garage that is just steps from your front door, a storage closet and a BOAT SLIP with a 10K pound lift!! This highly desirable gated community offers a sophisticated and elegant lifestyle yet still being close (8 miles) to Clearwater Beach! This spacious unit has had its interior freshly painted, offers a split bedroom plan and then office/den could be a 3rd bedroom, lots of crown molding, hard wood floors, high ceilings, and tons of windows to let the awesome Florida sunshine in! Additional features of this unit are a spacious kitchen with a gas range, granite counter tops and a breakfast bar, a separate dining room, a screened in lanai off the kitchen and Master bedroom, inside laundry with a washer & dryer, a cozy fireplace in the family room and so much more! This condo offers a private one car garage and a separate 10 x 8 storage unit. The complex just went through major renovation with new tile roofs, new exterior stucco and new hurricane impact windows. Currently the boat slips are all being renovated too! A/C 2016, Gas water heater 2018 and water softener 2021. The community offers a 1. 5-mile lighted waterfront walking/running path along the Tampa Bay, Sand Volleyball court, dog run, car wash station, clubhouse with a pool table, large screened tv, conference room and business center, playground, Meditation/Relaxation piers, on-site property manager and 24-hour gate-guarded security and a private marina! This is a pet friendly community. Grand Bellagio is an exceptional luxury waterfront community! Come make this your next home or home away from home and enjoy the peace and serenity this beautiful condo and community has to offer!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,920 | $315,920 | $315,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,608 | $2,606 | $3,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.