Under contract-accepting backup offers. Garden Treehouse model, spacious two-story townhouse in fabulous Village Gardens, set in an old-Florida setting among palm, pine and oak trees. Updates include Lennox HVAC in 2018, newly enclosed lanai with hurricane proof glass and door to outdoor patio and back yard, Acorn Superglide stairlift to second floor approximately one year old; shingle roof replaced in 2014 (roof replacements are covered by association), 2 kitchen windows and 2 lower great room windows replaced in 2017; newer concrete driveway can accomodate 3-4 cars. First floor bedroom with sliding doors to enclosed lanai and patio; first floor full bath (tub); first floor 23X14 great room with vaulted ceiling, Clearstory windows and decorative fireplace; spacious bright eat-in kitchen with gas stove, lots of cabinets; first floor utlility room; 2nd floor 16X13 bedroom & bath (walk-in shower) plus sliding doors to 13X4 screened lanai; one-car carport. There is an attached storage shed on the side of the house for tools, toys and is even roomy enough to hang a bike. Sold as-is, interior needs painting. Rooms sizes approximate. Village Gardens amenities include a clubhouse with management office, kitchen and library; tennis court that doubles as a pickleball court, 2 shuffle ball courts, plus a heated pool with attached ramada: 2 gas grills + tables/chairs. Village Gardens is conveniently located just 8 minutes to downtown Sarasota, and easily accessible to shopping, restaurants, Benderson Park and UTC Mall - all located along nearby University Parkway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,720 | $196,720 | $196,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $80 | $80 | $80 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,195 | $1,178 | $1,555 |
Total Monthly Payment | $1,350 | $1,333 | $1,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.