This quietly elegant property is well-sited in Watrous Point. Well-planned space features extensive millwork and lofted ceilings and allows for complete first floor living and plenty of second floor space for family and guests. A stunning hardscape and barrel-vaulted entry greets you with a heated lower landing. Enter a soaring gallery flanked by the library built to house the most extensive collections. The hexagonal cherry kitchen commands an 8-burner Wolf range, two Gaggenau convection ovens with warming drawers and dual Subzeros. The large eat in area with a fieldstone fireplace will be the center point of your gatherings. There is a dream pantry. The adjacent great room with the second fieldstone fireplace offers a bright, relaxing space. A beverage center with refrigeration and icemaker makes entertaining easy. The main level primary bedroom features a walk in with custom-built ins and a full bath. All rooms offer French doors leading to the bluestone patio. Completing the main level is the laundry room , mudroom, and a powder room. Upstairs, architectural angles provide interest and loft in all 3 bedrooms, all with ensuite baths. The lower level is partially finished as a bonus/craft room and half bath. Outside, find a gunite, heated pool with spa and a pool house and, for the craftsman, a heated woodshop. Extensive updates throughout include geothermal heating, Rinnai propane hot water heater, pool, pool house, woodshop and a new roof 2022. Three Watrous Point acres provide privacy not maintenance. Find quiet roads for walking, explore nearby Turtle Creek Preserve and less than four minutes to Main Street Essex and Old Saybrook. Just 2 hours from New York and Boston. A stunning property.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Walk-In Closet,Hardwood Floor | 17.0 x 22.0 | Upper |
Bedroom 2 | 9 ft+ Ceilings,Walk-In Closet,Hardwood Floor | 13.0 x 15.0 | Upper |
Bedroom 3 | 9 ft+ Ceilings,Walk-In Closet,Hardwood Floor | 13.0 x 14.0 | Upper |
Dining Room | 9 ft+ Ceilings,Built-Ins,Wet Bar,Gas Log Fireplace,French Doors,Hardwood Floor | 19.0 x 30.0 | Main |
Great Room | Vaulted Ceiling,Gas Log Fireplace,French Doors,Hardwood Floor | 15.0 x 19.0 | Main |
Kitchen | 9 ft+ Ceilings,Built-In Hutch,Granite Counters,French Doors,Island,Hardwood Floor | 13.0 x 30.0 | Main |
Library | 9 ft+ Ceilings,Book Shelves,Built-Ins,Hardwood Floor | 15.0 x 15.0 | Main |
Primary Bedroom | 9 ft+ Ceilings,Full Bath,Sliders,Walk-In Closet,Hardwood Floor | 15.0 x 15.0 | Main |
Rec/Play Room | Half Bath,Wall/Wall Carpet | 30.0 x 33.0 | Lower |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,473 | $1,473 | $1,473 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,599 | $8,343 | $11,139 |
Total Monthly Payment | $9,197 | $9,941 | $12,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.