One or more photo(s) has been virtually staged. Welcome to your ideal Florida retreat! Nestled in the charming community of Englewood, this inviting 3-bedroom, 2-bathroom home with a 2-car garage is just minutes from stunning Gulf beaches, top-rated schools, shopping, dining, and endless recreation options. It offers a great foundation for your Florida dream, including room to park your toys! This beautiful home offers a blend of comfort and convenience. Situated in a non-HOA neighborhood, this property is ideal for those seeking a relaxed and enjoyable Florida lifestyle. Step inside through a cozy front porch, and you’ll immediately feel at home in the bright, open living space, where large windows and French doors flood the area with natural light. The open floor plan connects the living room, dining area, and kitchen, making it ideal for entertaining and daily living. The kitchen is equipped with modern appliances, granite countertops, ample cabinetry, and a convenient breakfast bar, ensuring every meal is a joy to prepare. The spacious primary suite provides a tranquil retreat with a walk-in closet and an en-suite bathroom. Two additional bedrooms are set apart for added privacy and share a well-appointed bathroom, offering plenty of comfort and convenience. Some might actually find joy as they step from the 2 car garage into the next space- I think it's calling out for someone to create their perfect Pinterest drop zone (the Florida version of a mud room for those of you in the north), ideal for stowing away all your essentials. After storing your gear and freshening up at the utility sink, step out to the covered lanai to relax and recharge in your own private sanctuary. The covered patio is ideal for outdoor dining, entertaining, or simply relaxing while enjoying the beautiful Florida weather, and the oversized backyard is a canvas waiting for you to design the rest of your Florida dream, whether that includes a pool, garden, or outdoor lounge! Recent updates include a brand new AC unit installed in 2023 and a thorough roof inspection. This home has been meticulously cared for and sustained only minor, fully-repaired impacts from Hurricane Ian, plus it’s in an X flood zone, meaning no additional flood insurance is required! Added bonus: this property has proven income potential! Whether you're seeking a primary residence or a fantastic investment opportunity, this delightful Englewood home is ready to become a cherished part of your Florida lifestyle.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,120 | $255,120 | $255,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,697 | $1,696 | $2,151 |
Total Monthly Payment | $2,154 | $2,153 | $2,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.