This idyllic 2BR/2BA renovated condo overlooks the heated pool and offers lots of sunshine and natural light throughout. Top floor, corner unit is perfectly situated next to the heated tropical pool as well as a short 3-minute stroll to the oceanside pool and private beach walkover leading to the sparking waters of the Atlantic Ocean. Remodeled kitchen features white shaker style cabinetry with beautiful granite countertops and stainless-steel appliances. Also offers under cabinet and recessed dimmable lighting and custom-built appliance/bar area with matching granite. Neutral tile and luxury vinyl plank flooring throughout makes for easy cleanup after a fun day at the beach with your toes in the sand. The Breakfast bar and dining room mean you can spend time with family and friends while you cook. Building J is a short walk to the outdoor grilling area so your freshly grilled steaks will still be hot when you get back to your condo. This beauty is being sold furnished and turnkey so take advantage of the great beach decor included. Centrally located to heated and oceanside pools, beach walkover, clubhouse, fitness room, car wash area, grilling area and outdoor dining pavilion, tennis courts as well as shuffleboard courts. Ocean Village Club is located in the heart of St Augustine Beach and is an oceanfront community. Come enjoy all we have to offer. Walk or bike to entertainment, coffee shops, restaurants, boutiques, grocery stores, ice cream and pizza shops and so much more. This gated community is pet friendly and allows owners to have two pets with no restriction on weight but only excludes "aggressive breeds" per master insurance policies. Monthly condo dues include high speed internet, cable, water, sewer, trash collection and recycling, as well as access to all amenities. **Owners make a 13th payment of $450 towards Reserve Funds with the next payment due October 30, 2024. Buyer is aware and assumes all future payments. Buyer to verify all pertinent information such as taxes, condo dues and restrictions, room sizes, etc.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,607 | $2,575 | $3,305 |
Total Monthly Payment | $3,111 | $3,079 | $3,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.