Discover this exceptional property located in the scenic Swan Lake area of upstate New York, set on over an acre of beautiful land. This property features a mint-conditioned home along with a detached garage that includes a loft with additional living space, making it a perfect blend of comfort and functionality. The main house offers 2, 700 sq. ft. of well-appointed living space. Upon entering, you'll find four spacious bedrooms and two bathrooms, including a luxurious primary master suite with its own private bathroom. The downstairs area features an inviting living space with an updated kitchen and dining room, complete with a cozy fireplace. Additionally, there is a family room and a versatile extra room that could serve as an office or an en suite with its own bathroom. One of the standout features of this property is the expansive one-acre lot, perfect for enjoying all seasons. The outdoor space is complemented by a full in-ground pool, providing endless opportunities for relaxation and entertainment for you and your family. As a bonus, the detached garage includes a loft with a bedroom, kitchen/dining area, and bathroom, offering additional space for guests or potential rental income. This unique property is located right across from Garden Hills Estates, providing a peaceful and private setting while being conveniently accessible. Don't miss this chance to own a truly remarkable home with endless possibilities in Swan Lake!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,416 | $4,385 |
Total Monthly Payment | $3,922 | $3,878 | $4,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.