51 Strong Road, Ferndale, NY, 12734 | $650,000

Discover this exceptional property located in the scenic Swan Lake area of upstate New York, set on over an acre of beautiful land. This property features a mint-conditioned home along with a detached garage that includes a loft with additional living space, making it a perfect blend of comfort and functionality. The main house offers 2, 700 sq. ft. of well-appointed living space. Upon entering, you'll find four spacious bedrooms and two bathrooms, including a luxurious primary master suite with its own private bathroom. The downstairs area features an inviting living space with an updated kitchen and dining room, complete with a cozy fireplace. Additionally, there is a family room and a versatile extra room that could serve as an office or an en suite with its own bathroom. One of the standout features of this property is the expansive one-acre lot, perfect for enjoying all seasons. The outdoor space is complemented by a full in-ground pool, providing endless opportunities for relaxation and entertainment for you and your family. As a bonus, the detached garage includes a loft with a bedroom, kitchen/dining area, and bathroom, offering additional space for guests or potential rental income. This unique property is located right across from Garden Hills Estates, providing a peaceful and private setting while being conveniently accessible. Don’t miss this chance to own a truly remarkable home with endless possibilities in Swan Lake! Additional Information: ParkingFeatures: 2 Car Detached,

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Craftsman
  • Year Built: 1960
  • Heating: Baseboard, Propane
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 1,356
  • Acreage: 1
  • Est. Taxes: $4,437
  • Lot Desc: Part Wooded
  • Elem. School: George L Cooke School
  • High School: Monticello High School
  • School District: Monticello
  • Appliances: Electric Water Heater
  • MLS#: H6324402
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/H6324402/51strongroad_ferndale_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of KELLER WILLIAMS VALLEY REALTY   Phone: 201-391-2500

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

51 Strong Road, Ferndale, NY, 12734

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $370 $370 $370
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,503 $3,456 $4,385
Total Monthly Payment $3,965 $3,918 $4,847

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.