Charming well cared-for Azalea model one story end unit condominium in fabulous Village Gardens, a lush topical community of palm, pine and oak trees in an old Florida setting. Features include a large kitchen with lots of cabinets, a breakfast nook, pantry, center island, gas stove, and a utility closet with washer, dryer & 4 year old hot water tank plus shelving for cleaning supplies; the L shaped living and dining rooms wrap around a screened lanai that streams in the Florida sunshine and soft breezes. The primary bedroom en suite has a large walk-in closet that also has pull-down stairs to an attic for extra storage. There is also a guest bedroom and a guest bathroom. The roof was replaced in 2015 (roofs are the responsibility of the association), HVAC replaced in 2019, and the concrete driveway is approximately 9 years old and has room for 3-4 cars, and there is a one-car carport right at your front door. A storage shed is attached to the side of the house for yard tools, or is a convenient place to hang a bike. Village Gardens amenities include a clubhouse with on-site management office, kitchen for entertaining, library, and social room; heated pool and poolside ramada with 2 gas grills and tables/chairs for picnics; tennis court that doubles for a pickleball court, and shuffleboard. Village Gardens is ideally located just minutes to the commerce and culture of Sarasota: 8 minutes to downtown Sarasota, and close proximity to University Parkway for restaurants, shopping, UTC Mall, Benderson Park and I75.
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Our Executive Mortgage Banker:
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$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,259 | $1,241 | $1,637 |
Total Monthly Payment | $1,386 | $1,368 | $1,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.