Built in 2021- This stunning, contemporary cape on lush landscape is in prime Red Hook location. Set back from the road, A lovely front porch greets you as you walk into a bright, open layout living room and Modern kitchen with quartz island, stainless steel appliances and pantry. Dining area with Sliders leads you to back deck overlooking the tranquil protected lands of the Winnakee preserve. 2 Bedrooms and bathroom on main level including Primary bedroom with walk in closet and En suite featuring large soaking tub, standing shower, and dual vanity. Upstairs is an additional bedroom, Bonus Room, full bath and a multipurpose loft area. Bonus Room is super generous in size and could work as a guest room, office space, exercise area, or playroom. First floor laundry space for added convenience. Full walk out basement great for storage leading to 2 Car Garage. Great location minutes to Villages of Red Hook, Rhinebeck, Tivoli, and Kingston Rhinecliff Bridge. Short Walk to Bard College. This is the dream home you've been waiting for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $1,184 | $1,184 | $1,184 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,451 | $4,379 |
Total Monthly Payment | $4,730 | $4,727 | $5,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.