BUYERS SPOKE AND SELLERS LISTENED TO UPGRADES MADE TO ENHANCE THIS MID-CENTURY MODERN HOME ON OVERSIZED LOT IN DESIRABLE HISTORIC DEL ORO GROVES AWARD-WINNING NEIGHBORHOOD OF THE YEAR. The new list price reflects the current market value and is competitive with like properties in nearby Safety Harbor and 33759 zip code.
Rooms are light and bright with new fresh paint of ceilings, walls, baseboards and interior kitchen cabinets featuring new shaker cabinet doors. New appliances include a dryer and dishwasher to accompany stone counters, cook top and large vent fan to make cooking fun. All 3 baths are updated for convenience and appeal. In addition to this sturdy brick structure with terrazzo floors, a 2012 tile roof, central HVAC plus 2 split AC units for individual temperature control, the outdoors offers an abundance of pavers for parking many vehicles, a BLOCK STORAGE SHED WITH ELECTRIC & WATER, enough fruit trees to make a salad of mangos, bananas, key lime, meyer lemon & starfruit among a tropical Florida landscape situated on over 1/4 acre HIGH AND DRY lot just steps from Cooper's Bayou . Enjoy this ONLY SUBDIVISION IN PINELLAS surrounded by parkland on 3 sides offering bike/walk trails, bay to kayak/canoe, tennis, pickleball courts, playground & covered picnic shelter in Del Oro park. Relax at a show at Ruth Eckerd Hall or walk to 3rd Friday/shops/eateries about 1. 5 miles to Safety Harbor. School bus provides transportation to Safety Harbor Elementary, Middle & Countryside High. Within minutes of 2 airports for easy travel for pleasure or business. This is an OPPORTUNITY FOR THE LUCKY BUYER TO OWN FLORIDA LIVING AT ITS BEST! Do not delay, make this your HOME SWEET HOME TODAY.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,920 | $503,920 | $503,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,395 | $3,349 | $4,250 |
Total Monthly Payment | $3,716 | $3,670 | $4,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.