Experience the best of both worlds with this exceptional home, built and lovingly cared for by the seller. The main level boasts two bedrooms, one bathroom with a tub, a kitchen, dining room, and living room featuring a stunning stone fireplace and bow window. The finished basement offers an ideal setup for an accessory apartment, complete with a kitchenette, large bedroom, and private bathroom with a low step shower stall. Laundry and pantry facilities are conveniently located at the base of the wide staircase, allowing for shared or separate use. The upstairs space, planned to be two additional bedrooms, presents potential for another bathroom. The heating is a versatile oil and wood boiler, enabling choice based on seasonal fuel prices. The property also includes a reliable backup generator, located in the shed, and a secluded lot that borders managed forest land. Additional 11 acres available separately. This home is truly a gem!
Type | Level |
---|---|
Bedroom 2 | First |
Bedroom 3 | Basement |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | First |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $548 | $548 | $548 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,845 |
Total Monthly Payment | $2,810 | $2,810 | $3,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.