Welcome home to Hammock Pointe where elegance meets charm. This wonderful 3-bedroom 2 bath home is waiting for you. The home is in a pristine quiet neighborhood located in Saint Cloud and rests on an awesome oversized professionally landscaped fenced in lot. The home sets back off the road providing you with an exceptionally long spacious driveway. The home features wood laminate floors and tile floors in all the essential areas. There is plenty of storage here with several walk-in closets. Looking around you will also notice the tray ceilings in the dining, family, and primary suite. The solid counter tops in the spacious eat-n-kitchen along with a large breakfast bar. The primary bath also has a separate bath and shower with lots of counter space. You have sliding glass doors from the family room that lead out to the oversized screened-in patio and covered lanai with a heated pool and spa. Work from home in the office that overlooks the beautiful pool-spa and lovely landscaping. There is a two-car garage with an auto opener, and it is large enough for a small work area. The air conditioner, roof, rain gutters and hot water tank are new. A four-point inspection has been completed and passed recently. The home also comes with all the appliances. Folks, you just have to see this beautiful home for yourself. As soon as you pull up to the front of the house you will know you are making the right choice. All this and more in a community that has so much tranquility to share. The property is located close to shopping, restaurants, major highways, theme parks and the airport. This home will not last long. Please give us a call today for your personal viewing, thank you.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,874 | $2,871 | $3,642 |
Total Monthly Payment | $3,216 | $3,213 | $3,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.