Welcome to Royal Stewart Arms, a serene 55+ community tucked away on the Dunedin Causeway, where coastal living meets convenience. This beautifully updated 1-bedroom, 1-bath condo offers a tranquil escape with breathtaking water views that greet you from every angle.
Located on the second floor, this unit enjoys the ideal vantage point to take in the beauty of the surrounding landscape. As you step inside, you'll immediately notice the warm, European ash hardwood floors that run throughout the home, providing a cohesive and inviting atmosphere. The living room, bathed in natural light from the large picture window, offers a comfortable space to relax and unwind. The neutral color palette complements the stunning views, allowing the coastal scenery to shine. The open layout seamlessly connects the living room to the dining area and kitchen, making entertaining guests or enjoying a quiet evening at home effortless. With its elegant chandelier, the dining area is the perfect spot to savor your morning coffee while gazing out at the blue-green water. A convenient breakfast bar/pass-thru connects the kitchen to the dining space, offering additional seating and a casual spot for quick meals. The kitchen is a chef’s delight, featuring modern custom Walnut cabinetry, stone countertops, and a decorative tile backsplash. The gas range and oven, complete with an exhaust fan, are ready to handle all your culinary adventures. This well-appointed kitchen is complete with refrigerator/freezer and a double-basin stainless steel sink. Every detail has been thoughtfully considered, including the tray ceiling with recessed lighting and the beautiful yet durable porcelain tile floor. The primary bedroom is a peaceful retreat, with neutral tones that create a calming environment. It is anchored by the same beautiful hardwood floors found throughout the condo and enhanced by a modern ceiling fan with integrated lighting. Dual built-in closets provide ample storage space, ensuring a clutter-free living area. The bathroom is a blend of style and functionality, featuring a floor-to-ceiling tiled walk-in shower with a smoked glass partition, a stone countertop vanity with storage, and a decorative mirror and light fixture that add a touch of elegance.
The Florida room is a highlight, offering a tile floor and a large picture window that frames the tropical water views. This versatile space can be used as a home office, reading nook, or simply a place to soak in the beauty of your surroundings. Additional storage with a convenient closet in this room. Royal Stewart Arms offers a lifestyle. The community’s recently renovated clubhouse is a hub of activity, w/a a full kitchen, fitness center, steam room, sauna, card room, and billiards tables. Outside, there is a solar-heated pool, a fishing pier, + tennis and pickleball courts; there's always something to do. Outdoor enthusiasts, walking/biking trails + the pristine beach of Honeymoon Island State Park are just minutes away. Highlights: assigned parking space, a new AC system installed in 2021, + HOA-covered gas for the range and heat. The community has a bike rack + a BBQ area w/seating, perfect for casual gatherings w/friends +neighbors. This condo at Royal Stewart Arms is more than just move-in ready—it's an invitation to embrace the coastal lifestyle you've always dreamed of in an ideal location close to downtown Dunedin, with w/medical facilities, dining, + shopping
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $168,000 | $168,000 | $168,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,090 | $1,076 | $1,395 |
Total Monthly Payment | $1,261 | $1,247 | $1,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.