Spacious and beautiful townhome in the highly sought after Turnbull Bay Estates of New Smyrna Beach. Lush views overlooking the fourth green at The Preserve at Turnbull Bay golf course. The inviting front porch and foyer opens to an open concept floor plan with vaulted ceilings and large windows allowing lots of ambient light for a light and bright feeling. The tiled kitchen with granite countertops, GE microwave and stove and a Frigidaire dishwasher is perfect for entertaining with a large bar opening up to the dining, living and Florida rooms. Upgraded luxury vinyl plank flooring is featured in the open living area downstairs along with crown molding. Primary en-suite is downstairs and features a large walk-in closet, double sinks, and a separate walk-in shower and large bathtub. Upstairs are two nice sized bedrooms, one with a walkin closet and a shared bathroom with a shower/tub combination. There is an indoor laundry room with a newer Samsung washer/dryer and the 2-car garage is extra deep with high ceilings. NEW HVAC SYSTEMS (upstairs and downstairs) in 2022. The home has been freshly painted throughout and there are newly installed Hunter Douglas shades. This home has access to an impressive clubhouse, pool and golf course. Strategic location is a short drive to everything in New Smyrna Beach while also being very close to Port Orange.
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Our Executive Mortgage Banker:
Our Insurance Division:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,889 | $1,888 | $2,395 |
Total Monthly Payment | $2,342 | $2,341 | $2,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.