Wonderful owner occupied 3 unit building in Hinesburg Village. Apt 1 includes 3 bedrooms with hardwood floors throughout, full bath, galley kitchen with extra windows opens up to sunny, spacious living/dining room, front deck for entertaining filled with natural light. Apt 2 features 2 bedrooms, 3/4 bath, kitchen with plenty of cabinets & counter space opens to living rooms, includes spacious back patio overlooking the gorgeous tree lined yard. Apt 3 is a recently renovated 1 bedroom with 3/4 bath, spacious living room opens to kitchen. All units have washer & dryers & move in ready, plenty of parking on . 52 acres. Full basement with hatchway for all the utilities. Tenants pay utilities. Town water & sewer. Minutes to schools, eateries, and bike path. Convenient to Burlington, UVM Medical Center, and Middlebury. Great investment with many upgrades throughout!
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,554 |
Total Monthly Payment | $4,265 | $4,170 | $5,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.