Residential home with large lot in Waterbury within walking distance to downtown. When entering the home you find a small mudroom. As you walk into the living area, you enter an open floor plan with hardwood floors, cathedral ceilings and large windows giving a bright, cheery feel. The living area transitions into the dining area. Off the dining room area you find a unique and inviting sunroom with floor to ceiling windows. The kitchen is found opposite the sunroom on the other side of the dining area. A half bath with storage is also found on the main level. A carpeted stairway leads to the second story where you find 2 bedrooms with plenty of closet space. There is a full bathroom and a separate living space currently used as an office. A large area of the basement is finished. The main portion is open and has an outside entry. There is also a 3/4 bath off the living space. A separate spacious unfinished utility room completes the basement level. This area contains more storage as well as the washer & dryer, propane furnace and pellet stove. Both the finished and unfinished areas have windows on one side giving the basement a bright welcoming feel. A large deck is located in the front of the home and a smaller deck is found in the back as well as a detached shed. A one car garage with a small loft for additional storage is attached to the home. The house is located well off the street and is surrounded by mature trees and shrubs providing plenty of privacy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,646 | $3,643 | $4,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.