Back on market, NOT due to inspection findings. Bright, spacious and charming Ranch style home on a quiet, cul-de-sac street among newer, higher priced homes. 3 beds and 1. 5 baths, with a nice yard and dry basement, plus a 1-car garage. The main living area features an open concept with lots of natural light pouring in, nice views out the front and walks out to a large deck and yard in back. The kitchen offers quality wood cabinetry with ample storage, stainless appliances in good shape and breakfast bar beneath the bright skylight. Living and dining rooms sport beautiful engineered hardwood flooring, and there's a pellet stove on a beautiful surround, ready to help you save on heating bills. Bedrooms all have ceiling fans, and the primary bedroom has its own half bath. The dry basement works well for additional finished space or hobby etc, and you'll have a 1-car garage and a workshop, too! Roof is almost brand new (2019), Buderus boiler is newer and vinyl siding is in great shape. The deck is older and may need some repair, so FHA financing may not work. Home is being sold as-is but it's a great value, and fully move-in ready! Close to schools, shopping, parks and a great Route 8 commute! Come have a look!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan | 13.0 x 11.0 | Main |
Bedroom 2 | Ceiling Fan | 10.0 x 11.0 | Main |
Dining Room | Bay/Bow Window,Sliders,Vinyl Floor | 12.0 x 9.0 | Main |
Full Bath | Main | ||
Kitchen | Skylight,Breakfast Bar,Vinyl Floor | 11.0 x 13.0 | Main |
Living Room | Fireplace,Vinyl Floor | 13.0 x 18.0 | Main |
Primary Bath | Main | ||
Primary Bedroom | Ceiling Fan | 11.0 x 13.0 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,158 |
Total Monthly Payment | $2,186 | $2,184 | $2,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.