Presenting for Phase 1 at PRE-CONSTRUCTION PRICING, the Modern Farmhouse Cape, the finest value at Lady of The Lakes Estates. This is a wonderful home with many great design elements , including a 1st floor master, beautiful office, front and rear decks, basement, garage, and a bright and open interior. Home has great curb appeal with timeless New England farmhouse lines and tones. Inside, features include hardwood and tile floors, tiled shower, granite countertops, walk-in closet, and kitchen island. Lady of The Lakes Estates is an inspired project, sitting at the heart of the Lakes Region in a quiet and welcoming neighborhood off of White Oaks Road, only a few minutes from several Lake Winnipesaukee access points, including Weirs Beach, the Town Docks of Meredith, multiple marinas, and other public beaches. You can be on your boat, or with your toes in the sand, in no time at all. Gunstock Mountain in Gilford provides year-round family fun and is only ten minutes away. Laconia is just down the road and has all the necessities including grocery stores, hardware, medical, and everything else you could ever need. The amazing shops and restaurants of Meredith are also readily within reach. Seller concessions available. Pics are facsimiles. This project has not yet been registered by the NH Consumer Protection Bureau of the Attorney General's Office, Dept. of Justice. Until such time as registration has been issued, only non-binding reservations may be accepted.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,920 | $623,920 | $623,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,151 | $4,099 | $5,262 |
Total Monthly Payment | $4,243 | $4,191 | $5,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.