Welcome to 4 Saxon Road! This IMMACULATE, Bright & Beautifully appointed 3 Bedroom, 2 Full Bathroom Cape in the heart of Centereach, which is actually the home of the largest public Library on Long Island, has it all !!! The AMAZING Updated Kitchen offers beautiful Cherry cabinets and Gleaming granite countertops with top of the line appliances, like the Viking refrigerator the it's matching Cherry cabinet face that seamlessly blends in and A Large Pantry for extra storage!! 2 Yr. old Central A/C, 4 Zone Inground sprinkler system, Hardwood flooring, Solar panels (transferable to new owner) for amazingly low monthly electric bills!!!, A 2 Yr old Hot Water Heater, Whole house Security system, All C/O's in place for peace of mind. An extended Den with a Cozy fireplace for entertaining or simply relaxing with a good book!! A Southern inspired wrap-Around Porch, side and rear Patios, 6 person Hot tub, spacious backyard, full basement with Egress. With OVER 40 Perennials planted with great care, there's ALWAYS something beautifully blooming to look forward to from March to October! This is TRULY a MUST SEE!! Don't miss It!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $994 | $994 | $994 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,082 | $3,079 | $3,972 |
Total Monthly Payment | $4,168 | $4,165 | $5,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.