Welcome to 63 Lidge Drive, Farmingville, NY 11738!!! This meticulously maintained home offers a perfect blend of modern comfort and classic charm in a serene Farmingville neighborhood. Upon entering, you'll find a spacious and bright living area, designed for both relaxation and entertaining. Large windows provide plenty of natural light, creating a warm and inviting atmosphere. The spacious kitchen features contemporary appliances, ample cabinetry, and sleek countertops, making it both functional and stylish. The adjoining dining area is ideal for meals and gatherings. The home includes 4 generously sized bedrooms, each with ample closet space, and the master suite has its own bathroom. This home has plenty of space in both the attic, garage and basement. The lot size is over an acre making the property feel extremely spacious and plenty of room for entertainment with friends. Located in a friendly and accessible neighborhood, this property is close to local schools, parks, shopping centers, and dining options. It also provides convenient access to major highways and public transportation. Solar is transferrable and roughly $120 per month! Check out the 3D Matterport Tour.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,150 | $1,150 | $1,150 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,494 | $3,403 | $4,426 |
Total Monthly Payment | $4,736 | $4,645 | $5,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.