Under contract-accepting backup offers. Located within the gated community of Ivy Lake Estates, this meticulously maintained home is the epitome of luxury, comfort, and style. A practical layout spanning 2369 sq. ft. with 4 bedrooms, 2 ½ baths, a large yard and stunning pool. Upon entering, you are welcomed by a foyer that exudes elegance and sophistication. The sitting room to the left, features an electric fireplace and hardwood floors, offering a serene ambiance with its natural light and neutral colors. The main living room boasts crown molding, plantation shutters, and a custom designed TV wall, all set against polished wood flooring. This open living area flows into an updated kitchen, a chef's dream with ample space for entertaining. Enhanced by elegant plank tile flooring, the kitchen features granite counters, an island, wood cabinets, modern tile backsplash, stainless-steel appliances, a spacious walk-in pantry, and breakfast nook overlooking the pool. A separate dining area off the kitchen is ideal for family meals, special occasions and formal gatherings. Upstairs, the oversized master bedroom easily accommodates a king bed and additional furnishings. The master bathroom, accessible through a custom barn door, showcases both a luxurious oval tub for soaking and a spacious shower with oversized wall tile and decorative accents. A private toilet and two walk-in closets complete the master suite. New vinyl flooring is found throughout the upper level and staircase, that is encompassed by the additional three bedrooms and second full bath. Outside, a fully fenced backyard presents a private and pristine Florida oasis. The elegantly paved and fully screened pool lanai is perfect for year-round use and endless relaxation. The upgraded pebble surface pool features a tranquil waterfall, multi-color lighting, and is equipped with a heater (installed in 2021). Other recent updates include new condenser (2024); new gas water heater (2023); fresh exterior paint (2021) kitchen appliances (2019); new roof, AC, and pool pump (2018). A 2 car garage with extra space completes the package. Ivy Lake Estates is conveniently located near many of Tampa Bay's favorite amenities - beaches, shops, outlet malls, restaurants, airports, sports arenas, and golf courses. Sellers unexpected relocation presents this exceptional opportunity to fulfill a new owners dream home - truly a rare find!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.000% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.171% | 5.248% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,009 | $2,969 | $3,913 |
Total Monthly Payment | $3,494 | $3,454 | $4,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.