Beautiful 3 bedroom 2 bath block home in Polo Park Estates. Polo Park is 55 and older. This home offers plenty of room to entertain and enjoy the Florida lifestyle. The eat in kitchen has special tile features built in as well as solid surface countertops. The laundry room is equipped with a washer and dryer as well as cabinetry for storage. The living room/ dining room combination is spacious and leads to the glassed in Florida Room that has it's own split A/C unit for year round comfort. The primary bedroom has an en suite bathroom and a walk in closet. The bath has dual sinks and a walk in shower. Bedrooms 2 and 3 are near the front of the house as is the guest bathroom with it's walk in shower. There is a home office area that is perfect for your computer setup.
The property is bordered at the rear by a retention pond area so there will be no neighbors behind you. From the glassed in Florida Room you can go into the Screened in Florida Room which is perfect for your gas grill and outdoor entertainment. The storage shed at the rear of the property is large enough to store your golf cart. There is a 2 car garage with 2 storage areas above the garage. This is a house that would be perfect for year round living or serve as a winter retreat.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,755 | $2,264 |
Total Monthly Payment | $1,981 | $1,980 | $2,489 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.