Well maintained pool home. This home offers the Florida lifestyle with its stunning pool area the perfect retreat for those who love to entertain or simply relax. Nestled in the Zephyr Ridge Community, this hidden gem is more than just a home—it’s a lifestyle. Boasting a spacious 1, 657 square feet of meticulously maintained living space, this Palm Bay residence combines modern comfort with classic charm. The home features 9’ ceilings that create an open and airy atmosphere, while the 2x6 walls and 2x8 floor joists underscore the quality of its construction.
Natural light floods the interior, thanks to the Transom Windows throughout the home. The eat-in kitchen offers ample space for casual dining, while the lovely living room invites you to relax and enjoy tranquil views of the sparkling pool area.
This home is designed for both relaxation and entertaining. The versatile bonus room can easily adapt to your needs, whether as a home office, 3rd bedroom, or cozy den.
The second bedroom is spacious and inviting, while the master suite is a true retreat. With a huge walk-in closet, double vanity in the master bathroom, a large shower, and ample storage, it offers everything you need for a private sanctuary.
Step outside to your personal oasis screened enclosed in-ground pool, perfect for cooling off on hot Florida days. The open patio area is ideal for sunbathing or hosting summer barbecues, while the carport provides convenient covered parking. The property also includes an 8x12 foot storage building wired for electricity, offering plenty of space for a workshop or additional storage.
Recent upgrades add even more value to this home, including a new roof replaced in 2022 and an AC unit that is only four years old. The kitchen is equipped with a newer stove and microwave, ensuring modern convenience.
With no restrictions or HOA fees. Don’t miss the opportunity to make it yours and enjoy the best of Florida living.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,543 | $1,524 | $1,956 |
Total Monthly Payment | $1,731 | $1,712 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.