994 West Echo Lake Road, Charleston, VT, 05872 | $398,000

The quintessential waterfront home on one of Vermont's beautiful and secluded lakes. The first floor offers a 3/4 bath w/laundry hook-ups, an eat in kitchen as well as a dining area and large living room, mudroom and a cozy bedroom on the finished porch. The 2nd floor has two more bedrooms, a 1/2 bath and a large loft area that has been used for family games and a bunkroom for the kids. Enjoy the water from your backyard with 100' of sandy, direct access on Echo Lake, you can even catch the sunrise! So much space to enjoy with porches/decks on the front and back of this property, a firepit and plenty of yard for games. The one car, direct entry garage is perfect for storage or additional parking. Being sold furnished (less the owners' personal property) included a lawn mower, canoes and furniture. Echo Lake in E Charleston covers 530 acres and is 1. 5 miles long and . 75 miles wide (at its widest point). Rd frntg is estimated. Create your own memories at this beautiful property!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 three-quarter / 1 half
  • Style: A Frame
  • Year Built: 1969
  • Garage: 1-car Garage
  • Heating: Propane,Wood,Hot Air,Stove - Wood
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,872
  • Acreage: 0.38
  • Est. Taxes: $5,965
  • Lot Desc: Landscaped,Water View,Waterfront
  • Water Front: Yes
  • MLS#: 5012432
  • Website: https://www.raveis.com
    /prop/5012432/994westecholakeroad_charleston_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024
Listing courtesy of StoneCrest Properties, LLC2   Phone: 802-626-4790
Listing Agent: Kelly Deth

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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994 West Echo Lake Road, Charleston, VT, 05872

$398,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $497 $497 $497
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,145 $2,116 $2,685
Total Monthly Payment $2,717 $2,688 $3,257

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.