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3140 Sweet Gum DR, Punta Gorda, FL, 33982 | $315,900
This beautiful modern style steel home is proven hurricane safe, energy efficient, termite, mold and fire resistant because of its 16-gauge steel frame, SIP Siding (Steel Insulated Panel), Flat Roof Membrane and impact windows and doors which makes it very strong, energy efficient and very low maintenance and is move-in ready. The home was being built prior to Hurricane Ian. After the hurricane hovered over this area for 3 hours, this home (with only walls and a roof; no doors or windows - the worse possible scenario) the home was still standing and with no damage. Final build was in 2023. This brand-new home with new appliances has never been lived in. Ceramic tile and granite throughout. There are two three-panel impact resistant sliders in the living area that lead to the outdoor patio, leaving the home bright with natural light. The large center granite island allows for casual seating. The primary bath features a pebble floor walk-in shower and a granite vanity with dual sinks. The large den is conveniently located next to the kitchen. The oversized garage is fully insulated including roof, walls, and garage door. 4 steel storage cabinets in the garage convey with the home. Fruit trees in the backyard. Average electric bill has been less than $55. 00 per month with the A/C set at 77 degrees. No HOA fees. Located 15 Minutes from Downtown Punta Gorda and Fisherman's Village. The home is professionally staged and can be purchased furnished for $340, 900.
Features
- Amenities: None
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: RIDGE HARBOR
- Year Built: 2023
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 1,344
- Acreage: 0.22
- Est. Taxes: $3,283
- Lot Desc: Corner
- View: Landscaped Area
- Community Type: Non-Gated
- Elem. School: East Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: No Approval Needed
- MLS#: 224071809
- Website: https://www.raveis.com
/prop/224071809/3140sweetgumdr_puntagorda_fl?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3140 Sweet Gum DR, Punta Gorda, FL, 33982
$315,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,720 | $252,720 | $252,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $274 | $274 | $274 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,745 | $1,703 | $2,150 |
| Total Monthly Payment | $2,094 | $2,052 | $2,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388