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849 GERONA Road, Saint Augustine, FL, 32086 | $588,000
BOATER'S DREAM! Home is on a HUGE, 4 lot, rare parcel just 1 block from Matanzas River in desirable St Augustine South, NOT in a flood zone! Less than 2 mi from Doug Crane & Shore Dr boat ramps. River views from huge wrap around 2nd story deck. 1600 sq ft total outdoor decking and patio area, 1200 sq ft is covered. Enjoy beautiful sunrises in the morning and nice evening breezes off the river. Parking/storage for RV, boat, etc. Property is 4 lots (potentially sub-dividable into two building parcels) with 30'x30' garage including 14'x11' loft and large semi-circle concrete driveway. City water plus irrigation well. 10'x20' and 8'x10' sheds. Multiple citrus & banana trees dot the property. Kitchen, 2 BR and bath, LVP flooring upstairs. Updated bathrooms and kitchen granite countertops. Tankless HW heater. New aluminum roof (2022). Downstairs primary 3rd bedroom en suite, tiled kitchenette, sink, fridge, and a flex space . Great semi-private space for elderly parent, student or AirBnB. The extra two lots with 30'x30' garage and huge circular concrete driveway improvements are valued at about $160, 000. This brings the price per square foot of this whole property above the average for this area.
Features
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
- Year Built: 1972
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air, Electric
- Approx Sq. Feet: 1,490
- Acreage: 0.37
- Est. Taxes: $3,136
- Lot Desc: Many Trees
- View: River
- Appliances: Dishwasher, Electric Range, ENERGY STAR Qualified Refrigerator, Ice Maker, Plumbed For Ice Maker, Tankless Water Heater
- MLS#: 2045508
- Days on Market: 66 days
- Website: https://www.raveis.com
/prop/2045508/849geronaroad_saintaugustine_fl?source=qrflyer
Listing courtesy of YOUR CHOICE REAL ESTATE
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
849 GERONA Road, Saint Augustine, FL, 32086
$588,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $470,400 | $470,400 | $470,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
| Monthly Tax Payment | $261 | $261 | $261 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,169 | $3,090 | $3,967 |
| Total Monthly Payment | $3,522 | $3,443 | $4,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388