*** THIS HOME CAN BE PURCHASED WITH NO MONEY DOWN, ASK ME HOW ***
Welcome to your dream home in the heart of Saint Cloud! This stunning one-story residence offers the perfect blend of comfort, convenience, and modern elegance. Boasting four spacious bedrooms and two beautifully appointed bathrooms, this home is ready for you to move right in and start making memories.
As you arrive, you'll be greeted by a charming paver driveway that adds to the home's curb appeal. Step inside to discover a bright and open layout, where every detail has been thoughtfully designed. The home features brand-new vinyl flooring, complementing the sleek tile floors, and creating a seamless flow throughout the living spaces.
The kitchen is a chef's delight, equipped with 42-inch cabinets, gorgeous granite countertops, and plenty of space to prepare your favorite meals. Whether you're entertaining guests or enjoying a quiet night in, the expansive lanai offers a perfect spot to relax, overlooking a fully fenced backyard that provides privacy and is shaded by mature trees.
Additional features include a water softener system, ensuring the highest quality water for your household, and the peace of mind that comes with knowing this home is truly in move-in condition. Located just minutes from shopping, dining, and easy access to the highway, this home offers the best of both worlds—tranquil suburban living with the convenience of nearby amenities.
Don't miss the opportunity to make this exceptional property your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$484,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,996 | $387,996 | $387,996 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,272 |
Total Monthly Payment | $2,656 | $2,654 | $3,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.