Over 2000 Sq Ft Of Living Space In This Spacious Farm Ranch Located In The Village of Islandia. Andersen Windows Throughout. LVP Wood Look Flooring Runs Through Hallway and First Floor Bedrooms, Living Room and Dining Room. Tiled Eat in Kitchen with Stainless Steel Appliances. Full Bath on Main Floor with Shower/Tub Combo. King Sized Primary Bedroom on the First Floor Features Two Double Closets and En Suite Bathroom with Shower Stall. Double Closet in Second Bedroom. Great Room in Back Runs the Full Length of the House and Includes a Wet Bar, Vaulted Ceiling and Skylights. Great Room Opens to a Light Filled, Screened Florida Room. Two Bedrooms on the Second Floor are Separated by a Wide Landing. New Carpeting in Both Upstairs Bedrooms. Central Air Compressor is 5 Years Young, Garage Roof 2 years old. Energy Efficient Home w/Leased Solar Panels. Located In The Heart Of The Incorporated Village Of Islandia With Village Taxes of Only $239. Close to Village Park & Pickleball Court As Well As Being Centrally to Shopping, LIRR & All Major Roadways. Monthly Payment for Leased IGS Solar Panels is $97. 69/month, PSEG Bill is approximately $20 a month. 24 Years Remain on Lease.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $729 | $729 | $729 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,638 | $2,635 | $3,451 |
Total Monthly Payment | $3,459 | $3,456 | $4,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.