***OWNER MOTIVATED** Our preferred lender is offering up to a $3, 000 credit towards closing costs or rate buydown (based on loan program and down payment amount). Welcome to the epitome of Florida living at 10520 Whispering Hammock Dr, Riverview, FL 33578! Nestled in a serene community, this exceptional residence is designed for those seeking both comfort and sophistication. As you step inside, be captivated by the seamless flow of space adorned with new laminate flooring throughout, providing a modern touch that effortlessly complements the home's aesthetic. One of the key highlights of this property is the enchanting pond view in the backyard, offering a picturesque and tranquil backdrop that truly sets this home apart. Imagine sipping your morning coffee or enjoying a relaxing evening on your private patio, immersed in the soothing sounds of nature – a perfect retreat right in your own backyard. This home not only offers a beautiful setting but also practical advantages. Enjoy the freedom of no CDD fees and remarkably low HOA fees, allowing you to relish the perks of community living without the financial burden. Furthermore, the option to purchase the property fully furnished adds an extra layer of convenience, making the transition to your new home seamless and stress-free. Inside, the thoughtfully designed layout showcases a spacious living area, seamlessly connected to a stylish kitchen with modern appliances. The master suite provides a peaceful sanctuary, complete with ample closet space and a well-appointed bathroom. Additional bedrooms offer versatility and comfort, ensuring that every member of the family finds their own retreat within this welcoming abode. Centrally located in Riverview, this home provides easy access to local amenities, schools, shopping, and major highways, making it a hub for convenience and connectivity. Don't miss the opportunity to call this stunning property yours – where modern comforts, a pond view, low HOA fees, and the option for a fully furnished home converge to create a truly extraordinary living experience at 10520 Whispering Hammock Dr!
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,750 | $1,750 | $2,276 |
Total Monthly Payment | $2,070 | $2,070 | $2,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.