3617 Gaviota DRIVE, Ruskin, FL, 33573 | $469,000

Under contract-accepting backup offers. Tired of HOA Fees? MOTIVATED SELLER-MOVE-IN READY-ONE MILE FROM GOLF COURSE.
Welcome to La Paloma, a charming, family friendly community nestled within the Cypress Creek Golf & Country Club, where this exquisite four-bedroom, three-bathroom home awaits you! With over 2300 square feet of heated living area and a terrific split bedroom floor plan, this home offers both spaciousness and functionality, perfect for comfortable living (all for $400 annually in HOA fees).

As you step inside, you'll be greeted by stunning travertine floors that highlight the main living area, adding an elegant touch to the space. The Primary Bedroom Suite has been tastefully updated with a luxurious marble bathroom featuring split vanities, a large garden tub, and more, providing a serene retreat for relaxation.

Ideal for entertaining, the home features an open kitchen with bar seating, a dinette area overlooking the rear yard, and a formal dining room. The kitchen has been thoughtfully updated with an expanded island-like sink area and lighted glass-front cabinetry, combining style with practicality.

All spare bedrooms and the den/4th bedroom offer ample closet space, including storage areas above the closet doors for storing less-used items or seasonal clothing switches, ensuring organization and convenience.

The light and airy Great room boasts a tray ceiling with crown molding and a large wall of sliders that open to the screened lanai, overlooking the spacious backyard with plenty of room for a future pool installation.

The La Paloma Community offers easy access to I-75 and convenient proximity to various amenities such as banks, restaurants, medical offices, and shopping centers, all just minutes away, ensuring a convenient lifestyle for residents.

Don't miss the opportunity to make this updated and meticulously maintained home in La Paloma your own. Contact us today to schedule a viewing and experience the charm and comfort it has to offer!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2000
  • Garage: 3-car Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,306
  • Acreage: 0.24
  • Est. Taxes: $4,043
  • HOA Fee: $230 Annually
  • Lot Desc: In County, Landscaped, Level, Near Golf Course, Sidewalk
  • Elem. School: Cypress Creek-HB
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3507409
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /prop/T3507409/3617gaviotadrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 10:47:11 AM)
Listing courtesy of RE/MAX BAYSIDE REALTY LLC   Phone: 813-938-1781

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3617 Gaviota DRIVE, Ruskin, FL, 33573

$469,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $337 $337 $337
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,280 $2,280 $2,965
Total Monthly Payment $2,692 $2,692 $3,377

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.