$50, 000 PRICE REDUCTION! Better than new two-story home with 3 bedrooms / 2. 5 baths and attached 2 car garage. Seller is the original owner built in 2016 by MI Homes. Home is filled with all of the upgrades offered by the builder. Luxury entry foyer with full wall recessed and lighted art niche and wood rail staircase to second floor. Upgraded tile flooring through entire first level that includes living room, dining area off kitchen, 1/2 bath and family room / flex space. Kitchen features gorgeous quartz counters, gleaming stainless steel GE appliances and upgraded raised panel wood cabinetry. Spacious kitchen is perfect for entertaining with built-in double ovens and cooktop and closet pantry. Custom $3, 000 window treatments in living room and kitchen sliders. Second level includes all bedrooms and two full baths. Primary bedroom has luxurious tray ceiling with dual walk-in closets. Primary bath includes dual sinks with solid counters, garden tub and separate shower. Spacious secondary bedrooms with ample closet space and secondary full bath also includes dual sinks with solid stone counters. Exterior highlights include spacious covered and screened 13x12 patio overlooking your luscious green rear yard. Home exterior recently painted November 2023. Vinyl fencing on both sides and rear. Located in Pasco County resort style community of Long Lake Ranch in close proximity to dining, shopping and more! Community includes 40 acre lake, pool with splash zone, tennis, basketball, picnic areas, dog park, playgrounds and more. Zoned for A-Rated Charles Rushe Middle School and Sunlake High School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,710 |
Total Monthly Payment | $3,408 | $3,368 | $4,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.