LOOK AT THIS. NOT IN A FLOOD ZONE AND UNDER MARKET VALUE, SO YOU GAIN INSTANT EQUITY AND PEACE OF MIND UPON PURCHASE!!! OVERSIZED LOT (. 23 ACRES). FRIENDLY NEIGHBORHOOD. GREAT SCHOOLS. SMART HOME. I am selling my home as it is time for me to make a move. My home has served me well and I am sure that it will be HOME SWEET HOME to you and your family too. The oversized lot (. 23 acres) is ample space to add that desired swimming pool and still have space that you don't feel crunched in on your neighbor's yard. The mature hedge provides privacy, as well as a resting place for the Florida birds. There's even a small rabbit that occasionally roams the property. The large patio provides enough space for container gardening and a sitting area to sit and unwind from the day's chores. The green space across the street assures that homes will not be built across the street from you, which provides you with a nice view and the ability to watch the sunrise. The smart home features allow easy access to locking/unlocking the doors and garage doors, and adjusting the thermostat With other devices such as Alexa, you can easily make the whole house a smart home. My travels has allowed the home to be lived in only 50% of the time, making the home practically new for you. The freshly painted walls and clean carpets, makes it easy to simply move it and begin making memories in your new home. AS A BONUS, the lawn maintenance has been paid for the remainder of 2024. So move in now and begin making memories.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,849 | $1,828 | $2,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.