Under contract-accepting backup offers. **Take advantage of a seller paid promotion. The seller will credit the buyer $8, 798 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 11/30/24. **Situated in the highly desirable Union Park community in the heart of Wesley Chapel, this well crafted home offers 2, 260 sqft of open-concept living space. Featuring 4 bedrooms, 2. 5 bathrooms, a loft, and a 2-car garage, this home is perfect for modern living with ample storage and space to meet all your needs. The laminate and tile flooring throughout add both style and durability. The kitchen boasts natural granite countertops and seamlessly overlooks the dining and living areas, creating an ideal space for entertaining. The primary bedroom is a true retreat, complete with his and her closets, both upgraded with custom organizers. The loft upstairs provides additional space for work or play, with all bedrooms conveniently located on the upper level. Situated on a corner lot, the home features a vinyl-fenced backyard and a large screened lanai, perfect for outdoor relaxation. Both bathrooms have been upgraded with modern showers, enhancing the home's overall appeal. Located just one block from the community center, you'll have easy access to all the fantastic amenities Union Park has to offer, including a clubhouse, fitness center, pool, and more. Don’t miss out on this exceptional home—come see what Union Park has to offer today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $757 | $757 | $757 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $3,017 |
Total Monthly Payment | $3,173 | $3,171 | $3,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.