Prairie Creek Park is a well-maintained, deed-restricted community of homes located in Punta Gorda, Florida. These two incredible lots are on 5+ acre parcels and are combined into 1 for tax purposes. They are surrounded by an expansive mix of both contemporary and traditional ranch-style homes. The lot has been cleared, mulched, surveyed and is ready for building. The property east is owned by the County and will be preserved indefinitely for privacy. The rear south side of the property backs up to over 600ac Orange orchard for complete privacy. The Charlotte County Scrub Jay Habitat Conservation Plan (HCP) have been paid and are transferrable. This is something that the other lots for sale in the neighborhood do not offer, and why this lot is set to build on. Additional information is available upon request. This equestrian-friendly haven has 11 miles of paved roads, and over 22 miles of green belt space with access to a 1600-acre county preserve for strolling and horseback riding. Prairie Creek Park offers privacy, tranquility, and natural beauty. Truly one of Punta Gorda's best-kept secrets for the nature and horse lovers paradise. It is situated just moments away from Downtown Punta Gorda, the quaint Charlotte Harbor, a multitude of golf courses, airports, shopping, and the beaches of Southwest Florida. Don't miss this chance to build your dream home in this enchanting location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,462 | $1,855 |
Total Monthly Payment | $1,520 | $1,537 | $1,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.