This charming, renovated one-bedroom home is located on the highly desirable Irving Place, just three doors south of Gramercy Park, in the heart of the Gramercy Park Historic District. In the center of the city, tree-lined Irving Place is not a “through street”, making it a peaceful place to live, in the middle of it all! East facing wall-to wall-windows in the living room and bedroom provide natural light with views out to the classic architecture of the surrounding neighborhood. The open kitchen is ideal for entertaining and features full size appliances with generous cabinets and granite countertops. Espresso-stained hard wood floors throughout the apartment offer a contemporary touch to the traditional style. Outfitted closets in the bedroom and hallway provide great storage with additional built-in bedroom bookcases framing the window seat overlooking Irving Place. 82 Irving Place is a graceful, boutique pre-war elevator co-op featuring a beautiful marble lobby, laundry room, bike room, basement storage and a live-in and very responsive superintendent. In the heart of historic Gramercy, the brick-faced building is just blocks away from Union Square and the Flatiron District. A few minutes stroll leads you to the famous Union Square Farmers Market, Trader Joe’s, Whole Foods, the movies, and the subway hub for N/Q/R, 4/5/6 and L trains which will take you anywhere in the city. Guarantors and parents buying for a son or daughter are welcome with board approval. Sublease is possible for up to 2 years with board approval and pied a terres and cats are permitted, but sorry, no dogs.
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Our Executive Mortgage Banker:
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$795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,178 | $5,363 |
Total Monthly Payment | $4,323 | $4,270 | $5,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.