Welcome to Willow Ridge! This gracious and elegant, stone and stucco colonial is majestically sited on the most favorable cul-de-sac lot. There are 1. 2 acres of professionally landscaped property with lush lawns and specimen plantings. Enjoy distant lake/mountain views and beautiful sunsets. The sophisticated and stunning interior boasts attention to detail throughout featuring custom millwork, gleaming hardwood floors, high ceilings (10 ft. ceilings on the main level and 9 ft. ceilings on the upper level), walls of windows, French doors, and beautiful imported tile flooring. The open floor plan is perfect for entertaining and offers a top-of-the-line gourmet kitchen, a warm and inviting family room with a fireplace and wet bar, a spacious dining room, a formal living room, and an expansive billiard room filled with an abundance of natural light and a home office/aupair/guest room. The luxurious primary suite with a spacious sitting room, four additional bedrooms/three with private bathrooms, a computer work area, and a rear staircase complete the upper level. There is an additional 1200 sq. ft of finished space on the lower level with a full bathroom, perfect for a home theater, playroom, and exercise room plus plenty of storage. Additional features include two-zone air conditioning, a security system, exterior lawn sprinkler system, town water and sewer, natural gas heat, FIOS connected, and a 200 amp high-current power supply that would be ideal for connecting an electric car charging station. The Carmel community includes parks, sports fields, playgrounds, basketball courts, and the North County Bike trail. It is a short drive to schools, shopping, the Metro North train to Manhattan, Interstate 84 and 684. A truly special place to call home! Additional Information: ParkingFeatures: 3 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $944,000 | $944,000 | $944,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $2,514 | $2,514 | $2,514 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,509 | $5,967 | $7,966 |
Total Monthly Payment | $8,148 | $8,606 | $10,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.