One of a kind Colonial Farmhouse with so much character & charm. Original structure was built in 1840, over the years additions were built. This home has had everything updated & renovated completely. There is a large LR w/stenciled fir flrs, a formal DR with a full bay area & access to the wrap around porch, an EIK w/stainless Viking gas stove & appliances, a fplc w/glass drs. , Dutch doors, a mud rm to the back garden w/trellises, a full bath, a pantry & a laundry rm. Upstairs, 3 BR's, a full bath, an office, lovely stained glass windows on the stairwell. A full basement w/utilities, everything is pristine. The studio above the 2 car garage w/high ceilings, skylights & is sunny & light. There has been so much work done to this property including the addition of central air, a whole house generator, overgrown trees removed, studio repainted & a fenced yard. A list of improvements will be provided. Close to Putnam Hospital, schools, shops, train etc. The location is so convenient. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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Our Executive Mortgage Banker:
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,180 | $1,180 | $1,180 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,746 | $3,695 | $4,689 |
Total Monthly Payment | $5,018 | $4,967 | $5,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.