A rare find! Charming two bedroom, one and half bath ranch style home, on half an acre in the Village of Cold Spring, with 360 degree views of the Hudson Highlands. Enter home through the welcoming front porch, surrounded by hydrangeas, perfect for that morning cup of coffee, watching the sunrise. This home boasts mid century flair with its open floor plan, fun Orla Kiely textile wallpaper, Donald Kaufman color palette throughout, and custom mono stringer maple block staircase with Mylen steel balusters. Spacious living room with wood-burning Heatilator fireplace, handsome mantel, original built-in shelves, and picture window overlooking expansive yard with organic garden, patio, and beautiful chemical free in-ground pool with Ipe wood decking. Stunning level yard surrounded by Japanese maples, Russian sage, white cedar, hemlock and ornamental grasses. Open dining room with oversized French sliding doors leads to a screened porch for relaxing with a book, afternoon naps, al fresco dining, or taking in the Hudson Valley sunsets. Bright kitchen with induction stove top, double oven, commercial refrigerator and freezer, butcher block countertops and plenty of cabinets for storage. This home boasts two generously sized bedrooms and a flex space perfect for a den, guest area, or office. Full bathroom with Duravit double sinks, penny mosaic tiled walls, custom lighting, wet room with soaking tub, and private toilet room. Additional powder room also with Duravit sink and toilet. The lower level offers an additional 1, 000 square feet with fitness / recreation area, studio space, and laundry room with sink. Hardwood floors throughout. Whole house water filtration system. Two car garage. Perfect location with steps to hiking at Bull Hill / Hudson Highlands State Park Preserve, Little Stony Point, the Hudson River, West Point Foundry Preserve, Main Street’s restaurants and shops, and Metro North for easy access to NYC. Additional Information: Amenities: Soaking Tub, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $1,163 | $1,163 | $1,163 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,197 | $4,546 | $6,069 |
Total Monthly Payment | $5,452 | $5,801 | $7,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.