Spacious 1500 sq ft ranch that is larger than it looks and features a newly renovated kitchen and lovely fenced yard. This comfortable three bedroom, one bath home is located off East St and near downtown Easthampton. Large living room with picture window, hardwood floors, fireplace & built-in bookshelves. Wide arched doorway to a beautifully remodeled kitchen (2023) with granite countertops, recessed lighting & deck access as well as dining area with picture window, side door to a screened porch/sunroom with stone floor and garage. Three bedrooms with hardwood floors & full bath w/tub located off the hall that wraps around to the living room and gives the house a great flow. Laundry located in the full basement with plenty of storage space. Central air condenser replaced 2024. Great wood deck (w/ gate) located off the kitchen for easy outdoor dining. Wonderful back yard that is fully-fenced & flat, a peaceful oasis at base of Mt Tom. Offer deadline is 2pm, Tues, 9/10. No escalations.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Closet, Flooring - Hardwood | First |
Kitchen | Flooring - Laminate, Dining Area, Balcony / Deck, Countertops - Stone/Granite/Solid, Remodeled | First |
Living Room | Flooring - Hardwood, Window(s) - Picture | First |
Master Bedroom | Closet, Flooring - Hardwood | First |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,939 | $1,939 | $2,523 |
Total Monthly Payment | $2,377 | $2,377 | $2,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.