WELCOME TO OAK RIDGE, A NEIGHBORHOOD WITH ACRE LOTS, TREES, HORSES AND JUST OVER THE PINELLAS COUNTY LINE IN PASCO COUNTY! NO FLOODING OCCURRED HERE FROM THE RECENT 2 HURRICANES HELENE AND MILTON AND NO FLOOD INSURANCE REQUIRED PLUS HOA IS OPTIONAL. THIS HOME HAS BEEN RENOVATED BEAUTIFULLY OVER THE YEARS OPENING UP THE KITCHEN TO THE FAMILY ROOM ADDING QUARTZ COUNTERTOPS, SHIPLAP PANELING ON THE CEILING, NEW CABINETRY, A FARM SINK, KITCHEN ISLAND PLUS LUXURY VINYL FLOORING ADDED TO ALL ROOMS EXCEPT TILE IN THE BEDROOMS. NEW BASEBOARDS, TRIM, INTERIOR AND EXTERIOR PAINTING WITH NEW HARDWARE THROUGHOUT, UPDATED RECESSED LIGHT FIXTURES AND CEILING FANS MAKE THIS HOME MORE MODERN. AMBIENCE IS GIVEN TO THE FAMILY ROOM WITH A NEW ELECTRIC FIREPLACE GIVING OUT HEAT SURROUNDED BY NEW SHIPLAP PANELING. NEW HOT WATER HEATER AND WATER SOFTENER IN 2022(OUTSIDE ON SIDE OF HOUSE IN SHED)! AN OFFICE IS AVAILABLE OFF THE FAMILY ROOM WITH A BARN DOOR IF QUIET IS NEEDED TO WORK(CAN BE 4TH BEDROOM)! OUTSIDE, ENJOY ENTERTAINING FRIENDS OR FAMILY AT THE POOL OR GRILL OUT AT THE DECK REDONE IN 2020(BABY GATE AVAILABLE TOO)! FENCING HAS BEEN ADDED AROUND THE YARD AS WELL AS LANDSCAPING TO MAKE THIS HOME ATTRACTIVE AND SECURE. THERE IS PLENTY OF ROOM TO BUILD A GARAGE OF YOUR SIZE AND CHOICE OR PARK YOUR RV AND VEHICLES. MAKE THIS ONE YOU DON'T MISS OUT ON.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$559,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,056 | $2,977 | $3,777 |
Total Monthly Payment | $3,428 | $3,349 | $4,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.