Under contract-accepting backup offers. Welcome to the quaint neighborhood of Crystal River in Saint Cloud FL. This spacious home offers 4 bedrooms, 2. 5 bathrooms, and a 2 car garage spanning 2, 138 square feet. Situated on a large 0. 30-acre lot, the property boasts a vast backyard, perfect for entertainment or relaxation. Upon entering, you'll be greeted by an open floor plan that seamlessly integrates the family room, dining area, and living room. The master bedroom and bathroom are conveniently located on the first floor, while the remaining three bedrooms are situated on the second floor, making it an ideal setup for growing families. While this home has plenty of space inside, walk outside to your back patio that extends the living area outdoors, offering a perfect spot for relaxing or entertaining while overlooking the expansive backyard. The home also got a NEW ROOF in 2022. Beyond the home, convenience is key in Crystal River, with local amenities such as schools, parks, and shopping centers just a short drive away. The neighborhood is also close to the serene waters of local lakes and rivers, providing opportunities for outdoor activities like fishing and boating. This blend of natural beauty and accessibility makes Crystal River a desirable place for families and individuals seeking a balanced lifestyle in Saint Cloud. Property is being sold AS-IS.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,213 |
Total Monthly Payment | $2,211 | $2,211 | $2,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.