Beautiful Tarpon Springs pool home with over 1, 700 square feet offering three bedrooms, two full baths, and a two-car garage. Ideal location tucked away on a quiet cul-de-sac and with a large backyard. Two things that are not common in this neighborhood. Tastefully updated kitchen and master bathroom. Separate living & family rooms, a breakfast nook overlooking the pool, and a split floor plan with spacious master suite which has dual walk-in closets. The beautifully done walk-in shower has three shower heads and bench. Relax or entertain in the screened lanai with the swimming pool and outdoor dining area. Smart light switches throughout, electrical hook up for a generator, hurricane shutters, reclaimed water for irrigation, and a variable speed pool pump are additional features. No flooding or storm surge on this street. In regards to flood insurance, this property has a Letter of Map Amendment (LOMA). This map amendment eliminates the federal flood insurance purchase requirement which is a condition of federal or federally backed financing. Meaning flood insurance may not be needed. Located in the sought after West Winds neighborhood close to the world famous Sponge Docks, downtown Tarpon Springs, and shopping. Walk to both local beaches and all three schools!
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,999 | $439,999 | $439,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,283 | $3,317 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.