You just found your FOREVER home!!! Come see this sought after beautiful neighborhood of Oak Hill. Home is situated on a gorgeous, one acre lot, MOL, with beautiful Trees and wildlife galore! As you drive through the community and approach this home you will be welcomed into your new "farmhouse" style home with endless upgrades! This newly constructed home, 2023, has beautiful upgrades, Board & Batten Hardie Plank with a welcoming Porch Style front to sit, relax and unwind! As you enter the home, the volume vaulted ceiling will appear to be endless! Enjoy entertaining in your open kitchen, quartz countertops, coffee bar, all with upgraded kitchen cabinets, upgraded kitchen island cabinets, all displaying Deco Doors and custom drawers! As you entertain from your kitchen, you are surrounded by upgrades everywhere you look! Enjoy the beautiful Fireplace, Shiplap Wall and Barn Door Feature without ever making your way to the back of the home! This home also features a den/office/study for privacy and a game room area separate from the family room to enjoy your next Super Bowl!!! Make your appointment to see this home today, you will not be disappointed - HURRY, THIS HOME WILL NOT LAST!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$774,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,920 | $619,920 | $619,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,124 | $4,072 | $5,189 |
Total Monthly Payment | $4,242 | $4,190 | $5,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.