A project of love with over $190, 000 spent in the last 9 months, this home has it all. 7 Rooms : 4 Bedrooms : 2 Full Bathrooms : Primary bedroom with 415 square feet : Large deck for outside entertainment. Updated Features: 2024 kitchen $14, 000 : 2024 Appliance $4, 500 : 2024 Deck $14, 000 : 2024 Window, Door & Slider $28, 000 : 2024 Crown Molding, Woodworking & Baseboard molding $19, 000 : 2024 Main Level Bathroom $19, 000 : 2024 Primary Bathroom $26, 000 : 2024 Finished lower level $9, 000 : 2024 Spray Foam Insulation $24, 000 : 2024 Hot water Tank $1, 400 : 2024 Hot Air Furnace + Air Handle $18, 500 : 2024 Converting from Oil to Gas $9, 700 : 2024 New 200 Amp Electric service wiring & lights $14, 500 : 2024 New plumber $12, 400. Main level features: kitchen ( 155 square feet ) 13. 4x11. 6 : Eating area ( 115 square feet ) 9. 9x11. 6 : Living room ( 231 square feet ) 20. 1x11. 5 : Full Bathroom ( 61 square feet ) 7. 5x8. 1 : Bedroom #1 ( 128 square feet ) 11. 1x11. 5 : Bedroom #2 ( 164 square feet ) 14. 3x11. 5. Upper level features: Primary Bedroom with Full Bathroom and walk in closet ( 415 square feet ) 16. 3x13. 7: Primary bedroom balcony ( 60 square feet ) 11. 2x5. 4 : Bedroom #4 ( 181 square feet ) 16. 3x13. 7. Lower level features: unfinished basement ( 960 square feet ) 41. 2x23. 3. Exterior features: Deck ( 268 square feet ) 27. 1x99 : Shed ( 112 square feet ) 14x8.
Type | Dimensions | Level |
---|---|---|
Bedroom 1 | 13.8 x 13.1 | Upper |
Bedroom 2 | 11.5 x 14.3 | Main |
Bedroom 3 | 11.5 x 11.1 | Main |
Dining Room | 11.6 x 9.9 | Main |
Kitchen | 11.6 x 13.4 | Main |
Living Room | 11.5 x 20.1 | Main |
Primary Bedroom | 13.7 x 16.3 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,575 |
Total Monthly Payment | $3,503 | $3,501 | $4,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.