Discover the epitome of modern luxury tucked away at the end of a serene private way amidst lush greenery in North Smithfield. This California contemporary masterpiece (with a spacious 2 bedroom in law for rental income or family), spanning nearly 4, 000 square feet, has been meticulously remodeled to offer an open concept living space that exudes sophistication and comfort. Featuring five spacious bedrooms, three exquisite bathrooms, and dedicated office space, this home is perfect for both privacy and family gatherings. The in-law suite has its own separate entrance which adds versatility to this already impressive layout. New deck to enjoy the outdoors. Step into the chef's kitchen, where a striking quartz island takes center stage, complemented by top-of-the-line appliances and panoramic views of the expansive patio ideal for hosting memorable gatherings. Experience luxury with high-end bathroom fixtures, including bidets and heated LED mirrors, skylights that bathe the rooms with natural light. The home also boasts recessed lighting, updated mechanicals, and a 2-car integral garage that ensures seamless access between the two levels. The HOA covers snow plowing right up to your front door, landscaping, and insurance for common areas, trash removal, underground utility, all clean up in the common areas providing peace of mind and a carefree lifestyle. SOLAR was added 2 years ago and buyer will assume the lease. Perfectly positioned with easy access to 146 N and S.
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Our Executive Mortgage Banker:
Our Insurance Division:
$760,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $608,000 | $608,000 | $608,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $551 | $551 | $551 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,096 | $3,994 | $5,127 |
Total Monthly Payment | $4,739 | $4,637 | $5,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.