Don't miss the opportunity to purchase this 4 BR colonial with a great floor plan and with so much potential. It features replacement windows throughout, 200-amp service and maintenance free vinyl siding. The home is heated by oil base board heating but there is natural gas on the street. An updated half bath is conveniently located off the foyer. The living room has newer Pergo floors and ample windows that provide abundant sunshine into the home. It leads to a formal dining room that is perfect for entertaining. The tiled eat-in-kitchen with wood cabinets has plenty of space for a kitchen table. Repaint the kitchen cabinets with the color that makes it your home. There are four bedrooms on the second floor including a master bedroom with enough space to add a walk-in-closet. Sliders on the first floor overlook a large patio perfect for entertaining on the deep property. The home is located near all major highways for commuters and close to so many shopping and dining opportunities on Middle Country Road. You may also want to take a brief drive to the ferries to visit Fire Island or Smith Point Beach for bathing, boating or fishing in the Great South Bay or Ocean. Purchase this well priced home during the current period of limited inventory and put the finishing touches on it to make it your own.
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Our Executive Mortgage Banker:
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$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $942 | $942 | $942 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,231 | $2,231 | $2,902 |
Total Monthly Payment | $3,248 | $3,248 | $3,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.